Should you take Social Security at 62? Consider these 4 factors

until 70 and claim the maximum monthly benefit. USA TODAY published an article in 2025 that explains the calculations.

One scholarly paper found that the typical retiree who claims before 70 loses $182,370 in potential Social Security income.

Nonetheless, more than 90% of Americans claim Social Security before age 70, and more than one in five take the continue reading …