I Came Home to Find My $850,000 House Sold With a Forged Signature

mortgage without our help. Between us, it was always understood—”

“Dad,” I said. “Do you know what a gift letter is?”

Silence.

“It’s a legally binding document. You signed one with your full name, under penalty of perjury, stating that the down payment was a gift with no expectation of repayment. The bank relied on that. If you now claim it was actually continue reading …